/*** TAGS ***/
	* {
        margin:0px;
        padding:0px;
    }
    body {
        background:#f7f7f7;
        margin:0 auto;
        font-family:Arial, Helvetica, sans-serif;
		font-size:12px;
    }
	p {
		margin:10px 0 10px 0;
	}
	h1{
		font-size:24px;
		color:#ff920c;
		font-weight:bold;
	}
	h2{
		font-size:18px;
		color:#ff920c;
		font-weight:bold;
		
	}
	h3{
		font-size:12px;
		color:#424242;
		font-weight:bold;
		margin: 20px 0 0 0;
		padding: 0;
		
	}
	a {
		color:#0078c1;
	}
	
	abbr {text-decoration: none; font-weight: bold; border: 0;}
	#clmLHS ul {
		margin-left: 0px;
		list-style:none;
	}
	#clmLHS li {
		list-style:none;
		line-height:18px;	
	}
	
	#clmLHS li#navSel {
		background: url(img/navArrow.gif) no-repeat left;
	}
	#clmLHS li a {
		margin-left:16px;
		text-decoration:none;
		color:#424242;
		line-height:18px;
		list-style:none;
	}
	#clmLHS li a:hover {
		text-decoration:none;
		color:#000000;
		line-height:18px;
	}
	#clmLHS li#navSel a{color: #fe991c; font-weight: bold;}

	#clmMID h2 {margin-top: 10px;}
	#clmMID ul {list-style: url(img/navArrow2.gif); margin-left: 16px;}
	
	/*** RIGHT-HAND BLOCK ***/
	/** home **/	
	#clmRHS ul {margin: 95px 10px 0 40px; list-style: url(img/navArrow2.gif);}
	#clmRHS ul li {padding-bottom: 8px;}
	#clmRHS #contactUsTab {margin: 16px 0 0 0; padding: 0;}
	
	/** banking **/	
	#clmRHS-banking ul {margin: 95px 10px 0 50px; list-style: url(img/navArrow2.gif);}
	#clmRHS-banking ul li {padding-bottom: 8px; list-style: url(img/navArrow2.gif); }
	#clmRHS-banking ul li a {text-decoration:underline; color:#424242;}
	#clmRHS-banking ul li.subNavSel {list-style: url(img/navArrow2.gif);}
	#clmLHS-banking li a:hover {text-decoration:none; color:#000000;}
	#clmRHS-banking #contactUsTab {margin: 99px 0 0 0;}
	#clmRHS-banking li.subNavSel a{color: #fe991c; font-weight: bold;}
	
	/** products **/	
	#clmRHS-products ul {margin: 95px 10px 0 50px; list-style: url(img/navArrow2.gif);}
	#clmRHS-products ul li {padding-bottom: 8px; list-style: url(img/navArrow2.gif); }
	#clmRHS-products #contactUsTab {margin: 16px 0 0 0;}
	
	/** useful links **/	
	#clmRHS-useful ul {margin: 95px 10px 0 50px; list-style: url(img/navArrow2.gif);}
	#clmRHS-useful ul li {padding-bottom: 8px;}
	#clmRHS-useful #contactUsTab {margin: 16px 0 0 0;}
	
	/** contact **/	
	#clmRHS-contact ul {margin: 76px 10px 0 50px; list-style: url(img/navArrow2.gif);}
	#clmRHS-contact ul li {padding-bottom: 8px; color:#424242;}
	#clmRHS-contact ul li a {text-decoration:underline; color:#424242;}
	#clmRHS-contact ul li.subNavSel {list-style: url(img/navArrow2.gif);}
	#clmRHS-contact #contactUsTab {margin: 16px 0 0 0;}
	
	/*** BLOCK POSITIONING ***/
    #wrapper {
        width:1024px;
        margin:0 auto;
    }
    #logoContainer{
        width:1024px;
        height:60px;
		margin:0 auto;
        background:url(img/bg_logo.jpg) no-repeat top #fefefe;
    }
    #logo {
        padding:15px 0 12px 18px;
    }
    #banner{
        width:985px;
        height:180px;
        margin:0 auto;
    }
    #mainContainer{
        width:1024px;
        margin:0 auto;
        background:url(img/bg.jpg) repeat-y #ffffff;
    }
    #subContainer{           		
        width:985px;
        margin:0 auto;     
        background:#fefefe;
    }
    #clmLHS {
        width:215px;
		height:650px;
        float:left;  
		background:url(img/bg_LHSbox.jpg) no-repeat left top;
		padding:20px 5px 0 15px;
    }
    #clmMID {
        width:433px;
        float:left;
		margin:20px 18px 20px 0;
    }        
    #clmRHS {
        width:298px;
		
        float:left;
		background:url(img/bg_RHSbox.gif) no-repeat right top;  
   }
    #clmRHS-banking {
        width:298px;
        float:left;
		background:url(img/bg_RHSbox-banking.gif) no-repeat right top;  
    }
	#clmRHS-products {
        width:298px;
        float:left;
		background:url(img/bg_RHSbox.gif) no-repeat right top;  
    }
	#clmRHS-useful {
        width:298px;
        float:left;
		background:url(img/bg_RHSbox-useful.gif) no-repeat right top;  
    }
	#clmRHS-contact {
        width:298px;
        float:left;
		background:url(img/bg_RHSbox-contact.gif) no-repeat right top;  
    }
	#brdBtm {
		width:1024px;
		height:15px;
		margin:0 auto;
		padding: 0;
		background-color: #fff;
	}	
    #dotLine {
		clear:both;
		width:944px;
		height:4px;
		margin-left:20px;
		background:url(img/dots.gif) repeat-x;
	}
	
	/*** STYLES  ***/
	.algnCntr {
		margin: 0 auto;
		text-align: center;		
	}
	.disclaimer{
		color:#a9a9a9;
		font-size:11px;
		padding:0 20px 0 20px;
	}
	
	.disclaimer p {margin-bottom: 0; padding-bottom: 10px;}
	
	p.note {margin-top: 0; margin-bottom: 5px;}
	.blkTxt { color:#000; }
	.orgTxt { color:#ff920c; }